by Kirsten Larsen | Mar 2, 2020 | Uncategorized
What happens to the debt if the student is unable to repay the loan due to an early death? It all depends on the kind of student loan and the lender. Generally, unpaid federal student loans are discharged when the program receives notice of the student’s death,...
by Kirsten Larsen | Jan 15, 2020 | Uncategorized
Help! What do you do when your parents begin to need help on a regular basis? What are the options, what does it all mean? When you start investigating resources, it helps to have a working knowledge of the basic levels of care and the services they provide. Home...
by Kirsten Larsen | Dec 15, 2019 | Uncategorized
Elder Orphans Through a variety of scenarios more people today face aging alone. These “elder orphans” as they are often called have no immediate family on whom they can rely for assistance with their day-to-day affairs or even as an emergency contact for healthcare....
by Kirsten Larsen | Nov 15, 2019 | Uncategorized
Have you obtained a “Real ID” driver’s license yet? By October 2020 you will have to have a Real ID compliant driver’s license/ID card (or valid passport) to board even domestic flights or access federal buildings. The process to obtain the Real ID certification is...
by Kirsten Larsen | Oct 21, 2019 | Uncategorized
A frightening aspect of aging is our need to rely upon others for help with day-to-day life. As we age and begin to decline into incapacity, we might struggle to make decisions, to keep up with the financial details of living, to safely manage our healthcare. Who can...
by Kirsten Larsen | Oct 15, 2019 | Uncategorized
Aging Parents You may not have heard about the Aging Parent Answer Team so I would like a moment to introduce you to our concept. The four of us are passionate about helping families prepare and navigate the transition to and through elderhood. There is so much...
by Kirsten Larsen | Sep 27, 2019 | Uncategorized
When your friend is asking for help, do you have to say “yes?” Being asked to perform an important part of an estate administration is an odd mixture of honor and burden. The subject alone feels weighty, and it is an honor to be trusted with such...
by Kirsten Larsen | Jul 6, 2016 | 18, Estate Planning, Student Debt, Student Loans
Turning 18 and being college-bound is an exciting time for students and their families. It is a time of big decisions that can affect a lifetime, such as financing the college education. Rising student loan debt is a hot headline in the news and on the campaign trail...
by Kirsten Larsen | Mar 29, 2016 | Estate Planning, Letter of Intent, Special Needs, Uncategorized
You have done the hard work and completed your Life & Estate Plan. You made the inventory of your assets and liabilities. You looked at your loved ones and made a plan to protect them to the best of your ability for when the worst things happen. But how do you...
by Kirsten Larsen | Mar 9, 2016 | Communication, Dispute Prevention, Estate Planning, Healthcare, Power of Attorney, Special Needs
Meeting the Challenge of Caring for a Dependent Child Long After You Are Gone Parents with a dependent adult child have special Life & Estate Planning considerations. The eventual distribution of the assets they leave behind is never going to be simple or...